Up to ₹11,000.
Today.
Personal loans in minutes.
No paperwork. No collateral.
● RBI-registered lender ✓ ApprovedBy continuing, you agree to our & .
10 min
Start to money in hand
70%
of borrowers are repeat customers
5 min
UPI disbursal after you accept
- Disbursed by UPI, around the clock
- Lender of record: an RBI-registered NBFC
- We are a Loan Service Provider, not the lender
Four steps to your money
Repay on time.
Get more next time.
Every loan you repay on time makes the next one easier.
Just 3 things.
5 minutes.
- PAN card
- Aadhaar
- Bank account in your name
You also need to be an adult Indian resident with a steady income.
Checking does not affect your credit score
No surprises, start to finish.
See exactly what each step looks like before you ever reach it.
Why SaathiCash
Speed and simplicity, redesigned.
Built for speed
A decision in minutes, and the money by UPI within five of your accepting it.
Nothing to upload
Aadhaar OTP KYC. No branch visit, no scanned documents, no courier.
One repayment
A single amount on a single date. Nothing to track month after month.
The cost, in rupees
Your exact repayment is on the offer screen before you accept — not a rate to work out.
Faster the second time
We keep your verification, so a repeat application skips the steps you have already done.
You can withdraw consent
Ask us to stop processing your data and we do, subject to what the law requires us to keep.
What it costs
See the whole cost before you apply.
Move the sliders. There is one payment, on one date — the figure below is what leaves your account, in full. Your final rate depends on the assessment of your application and is shown again before you accept.
Apply for ₹7,200- Interest
- ₹2,650
- You repay, once
- ₹9,850
Indicative, at 2.3% per day. Fees, where they apply, are shown separately on your offer screen.
What we see
What we can see. What we can't.
Your Aadhaar number
Never stored as a number. We hold a verification token from our KYC partner, nothing we could read back.
Your biometrics
Never collected, under any circumstance — fingerprint, face or otherwise.
Your SMS and call logs
Never requested. The one-time code fills in on its own; nothing here needs to read your messages.
Your credit bureau report
We see your score and the reasons behind a decision — not your full history, which stays with the lender.
Your loan is your business.
Not your family's.
Not your boss's.
- We never call your family or employer
- We never read your contacts or photos
- No hidden fees — ever
About SaathiCash
Built for the Indian mass market.
Saathi means companion — cash from someone who is on your side. We are a digital lending platform working with an NBFC registered with the Reserve Bank of India to reach people short-term credit has not served well. We run the application, the checks and the servicing; the NBFC is the lender of record.
Apply nowEverything worth asking first.
Who can apply?
Indian residents with a PAN, an Aadhaar linked to their mobile number, and a bank account. Loans run from ₹2,500 to ₹11,000, for 7 to 30 days.
How long does it take?
Around ten minutes end to end. Most of that is you typing; the decision itself takes about a minute, and the money reaches your account by UPI within five minutes of your accepting the offer.
What does it cost?
Interest accrues daily. Because there is a single repayment, the whole cost is one figure in rupees, and it is on your offer screen before you accept — not a rate for you to work out. The calculator above shows an indicative amount at 2.3% per day.
Who is actually lending me the money?
An NBFC registered with the Reserve Bank of India. SaathiCash is a Loan Service Provider: we run the application, the checks and the servicing, and the loan agreement is between you and that company.
What happens to my Aadhaar number?
It never reaches us. Our KYC provider is licensed to query UIDAI and holds the number in its own vault; we keep only a reference token, the verification status and the date.
Can I ask you to delete my data?
Yes. We remove the details that identify you and keep the pseudonymous record of the decision, which the law requires to be retainable. While a loan is live the records tied to it cannot be removed, and we will tell you so rather than quietly do half of it.
Does the app read my contacts or messages?
No. RBI prohibits a digital lending app from requesting contacts, call logs, SMS or media, and we do not ask for them. The one-time code fills in through Android’s SMS Retriever, which needs no permission at all.
What if I cannot repay on time?
Contact us before the due date. Late charges apply only after it and are set out in the agreement you sign, in rupees, before you accept the loan.